Let’s cut through the noise: The mortgage market isn’t changing; it’s already changed. Volatility is the norm, margins are squeezed within an inch of viability and borrowers expect a frictionless experience every time. If your entire business still revolves around purchase and refinance, you’re not just playing catch-up, you’re being left behind.
Bidding wars for producing mortgage loan officers are back with a vengeance — and it’s largely in the hopes of capitalizing on an upcoming refinance wave, recruiters and executives tell HousingWire.
Home Equity Investment (HEI) is a relatively new option for private equity real estate investors, and one that carries significant promise. Essentially, is a secured contract where a homeowner receives cash today for a share of the home’s future value at a refinancing or sale event. Unlike a loan, there are no monthly payments or interest. HEIs are attractive to homeowners because the payment comes in an interest-free lump sum, rather than being spread out over a period of time and including interest, and because they don’t carry the same stringent requirements as traditional home equity loans.
The mortgage market might still be sluggish, but for originators willing to look beyond the traditional, there’s real momentum building in the non-QM space. Tom Davis, Chief Sales Officer at Deephaven, is helping lead that charge — working with sales teams across the country to grow not just volume, but trust. In this conversation, Davis breaks down the surge in demand for second liens, DSCR loans, and alternative income documentation — and why originators who lean in now are setting themselves up for long-term success.
As renter expectations shift, property managers and owners are forced to rethink operational efficiency. Property management has heavily relied on outdated processes designed for yesterday’s renter. Many often deal with lost keys, wasted time during client no-shows, and inefficient access that create daily challenges that can be resolved with a more digital approach. To address these issues, property managers must adopt solutions that modernize access, minimize friction, and streamline daily workflows.
If someone had told me that home sales would remain firm this year despite mortgage rates ranging from 7.25% to 6.64%, I would not have taken that bet. However, amid all the chaotic economic headlines of 2025 so far, the demand for mortgages is holding steady, even with the higher rates.
Let’s dig into the latest Housing Market Tracker data to see what last week brought us.
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