The mortgage market might still be sluggish, but for originators willing to look beyond the traditional, there’s real momentum building in the non-QM space. Tom Davis, Chief Sales Officer at Deephaven, is helping lead that charge — working with sales teams across the country to grow not just volume, but trust. In this conversation, Davis breaks down the surge in demand for second liens, DSCR loans, and alternative income documentation — and why originators who lean in now are setting themselves up for long-term success.

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As renter expectations shift, property managers and owners are forced to rethink operational efficiency. Property management has heavily relied on outdated processes designed for yesterday’s renter.  Many often deal with lost keys, wasted time during client no-shows, and inefficient access that create daily challenges that can be resolved with a more digital approach.  To address these issues, property managers must adopt solutions that modernize access, minimize friction, and streamline daily workflows.

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The Tavant AI powered Touchless Lending platform offers a comprehensive solution that seamlessly supports both loan origination and servicing. As the all-in-one platform, it accompanies borrowers throughout their entire homeownership journey—from the initial contemplation of purchasing a home to the final mortgage payoff, and even beyond. By providing a consistent and intuitive user experience, Tavant Touchless Lending fosters a lifelong relationship between borrowers and mortgage lenders. This robust platform not only simplifies the lending process but also ensures continuous engagement and support.

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MCP Essentials is a self-service digital mortgage solution designed for speed, simplicity, and scalability. Built on the Mortgage Cadence Platform, it offers automation, analytics, integrations, and digital closings—empowering lenders to launch quickly, operate efficiently, and deliver a modern borrower experience without enterprise-level administration or customization.

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Reimagine the mortgage experience with unparalleled personalization, automation, and a connected, data-driven origination workflow. Rapid Refi supports lenders’ retention and recapture opportunities, driving higher conversions while minimizing loan unit cost economics.

Designed to be an Application-less experience

Inquiry to Intent-to-proceed in a single unified session

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Borrowers can view and compare the loan details of available loan options, combining all loan offers into one seamless experience.

•Personalized landing page and offers

•Easy to digest layout and information

•Language can be configured to match your tone and compliance standards

•Custom application paths based on the selected offer

Upfront eligibility screens only display qualifying offers

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Cotality product experts will demonstrate the capabilities of our revolutionary Araya smart data platform. Araya blends extensive data repositories with CoreAI-powered analytics and predictive models, providing a comprehensive view of the property ecosystem within a single interface. We will show you how Araya can be your one-stop access to best-in-class, comprehensive property information and analytics that are critical to everyday decision making.

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The Visual Experience Platform (VXP) is an all-in-one suite to store, organize, automate, share, optimize and distribute your assets. It values the entire lifecycle of digital assets. From tagging and classification to moderation, collaboration, optimization, and distribution, the VXP addresses all needs with its four composable modules.

MACH-certified solution

32.000 active users

30+ Visual AI models available

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Refinancing activity is primed for a surge — but not the way we’ve seen in the

past.

It used to be that when rates dropped, demand would stay high for weeks or even

months. Lenders had time to scale up operations and ride the wave. Now, demand

comes in short, sharp bursts, triggered by even the slightest rate drops.

Take April 2025 for example. Mortgage rates briefly fell to 6.61%, their lowest

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