Agile Group Realty CEO Matthew Brookens had an idea for how to jump start the company’s business by tweaking its business model — and it worked.

Formed initially as an agent team in South Florida, the brokerage launched in 2022 as Agile. It began by offering agents a traditional split. But seeing an opportunity to take its agent-centric approach to the next level, the company made changes.

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For decades, U.S. housing policy has quietly prioritized protecting existing homeowners over creating opportunities for future buyers. Zoning laws, tax incentives, mortgage structures, and even foreclosure practices have all contributed to driving up costs and limiting supply. Unaffordable by Design is a HousingWire exclusive dive into the roots of America’s housing affordability crisis — revealing how we got here and what it will take to chart a new path forward.

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